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What is the Identity Masquerade™?
The Identity Masquerade is "an exclusive online masquerade made up of distinguished clientele and companies working together to prevent identity theft." MasqMe is brings both consumers and merchants to the masquerade with one objective, to prevent identity theft! We have to work together in this fight. We need each other. MasqMe provides the venue, rules and security designed to protect the consumer. That's the Identity Masquerade™!

Are you saying that we never have to give-out our Social Security Numbers to businesses?
Absolutely and unequivically not. All we're saying is that it just depends on who you're dealing with. If you are dealing directly with the lender, or finance company that is actually servicing your loan, then by law, they will need it to report your payment history to Equifax, Experian and TransUnion and the IRS. MasqMe provides a secure internal messaging system that allows you to share it with the member lender directly.

Why did you create MasqMe?
We don't like giving out our most important identifier to a regular salesperson, or lower-level employee that by law has no legal requirement or need, in being privy to it. Nothing personal, just business. This employee is merely selling me a product that his or her employer owns. These lower-level employees do not report directly to the credit bureaus, or the IRS. Neither do any of his management team or co-workers for that matter. Exposing our social security numbers unnecessarily poses a huge security risk. MasqMe's system is designed for this very purpose; to generate a disguise so the employee can check my credit "history" to see if I'm a worthy credit risk. MasqMe credit reports accomplish this.

How do I share my Social Security Number with a lender if I'm approved for a loan?
If the actual lender that is financing your loan is a member of MasqMe, then you would share your social security number securely through your control panel. If the lender is not a member of MasqMe, then you should contact a higher-level employee i.e., an Accountant or CPA or designee that they provide, and give them your Social Security Number over the phone. Never email it or send it in writing.

What's the ultimate vision for MasqMe?
To guarantee that all consumers can eliminate the premature and unnecessary exposure of their Social Security Number's to businesses and ensure that the storage of our identity is treated as "top secret" in every company in the credit marketplace through the use of MasqMe systems and best practices.

How else does MasqMe prevent identity theft?
With an innovative array of products and services, designed to give your identity maximum security! Please read our list of services.

More to come.