| BankShield™ by MasqMe |  To effectively prevent identity theft you have to remain vigilant and engaged in your finances. One very important step to achieve this is to monitor your banking activity looking for fraudulent transactions. BankShield is MasqMe's secure JAVA application that allows you to monitor your bank activity without using a web browser. Since browsers can be attacked in a variety of ways e.g., CSS browser attack, malware, adware and viruses, MasqMe's BankShield bypasses this by providing an easy-to-run and simple to use application that downloads your statement data fast and easy. This way you can monitor your activity for transactions that don't belong to you, so you can quickly report them to the authorities. BankShield requires the latest version of JAVA. Be sure to uninstall all older versions before installing the latest version. |
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| VerifyMe Identity Verification™ | Identity Verification Having your identity verified for employment or background checks is normal. But in normal circumstances, you're not controlling the process. Companies use other companies to pull your data. But with MasqMe, you're in control. Since you've already been verified with us, you can have your identity verified through us as well, but in a more secure manner. How does it work? If a background check of your identity has been requested, request that it be checked through MasqMe.com. We've made it easy for them to sign up. Once they sign up, they can sign in and pull your identity verification. Companies verifying your identity can only see the last four of your SSN in addition to your full name, address, drivers license or ID card and home phone, to prevent identity theft. How do I control the process? They can only pull your identity data if you provide them with a temporary disguise. No disguise, no data. Once your disguise expires, they can't pull it any longer either. You would generate a disguise and email it to the business checking your identity. They then use the disguise to pull your report. It's that simple to give you control; simple, affective, secure. |
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| Identity Masquerade™ | Disguise your identity to prevent identity theft!™ An integral part of your strategy to prevent identity theft has to include preventing disclosure of your identity. The more you disclose it, the more you're susceptible. That's where the Identity Masquerade comes in. The Identity Masquerade is our proprietary credit checking system designed with you in mind. We designed our unique credit checking system to give everyone what they need, only more securely. You get your credit checked more securely and the company gets a complete credit report from Equifax, Experian and TransUnion. How? Instead of providing the salesperson or broker with your Social Security Number, you give them a temporary "disguise" or, security key that you generate on-demand. That's it! That's what the business uses to check your credit. And because it's temporary, it expires and your credit can't be checked against it ever again, until you generate a new one. Now, that's true privacy and security. But, the security doesn't end there. MasqMe's tri-merged credit report is the standard credit report used in the industry and comes from the same providers; Equifax™, Experian™ and TransUnion™. The credit report contains your FICO scores, credit and job history, list of inquiries and everything else, making for a complete report, but with one major difference; your Social Security Number is blocked out (***-**-****) on the credit report, to prevent identity theft! This security measure makes it safer for storage. In the event that the credit report is lost or stolen, no worries! Your Social Security Number is blocked out for your protection! Protection only offered by MasqMe's Identity Masquerade! Merchant participation is required. MasqMe's secure credit checking system is slightly different then what they're used to. But we make it easy for them to join. Please note that MasqMe credit reports are not consumer credit reports. Our reports are tri-merged credit reports that business uses to determine your credit worthiness for purchases requiring credit. To pull your own FREE credit report, visit: http://www.annualcreditreport.com. |
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| 3-in-1 Fraud Alerts | Resume control of your own fraud alerts! Manage your own fraud alerts with Equifax™, Experian™ and TransUnion™ through your control panel. | |
| Personal Security Patch™ | Let's be honest, there are a lot of incompentent lower-level employees out there whom have access to your personal information. If the general incompetence of members of the workforce who have access to your personal information worries you, then apply MasqMe's Personal Security Patch™ Like software, our personal lives have security holes that need sealing. The MasqMe Personal Security Patch™ is designed to seal the security holes you have with other financial institutions. When you invite a merchant to join MasqMe, we ask that they implement a series of best practices designed to focus on the security of your identity. |
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| Assigned SSN¹ ™ | The US Social Security Administration strongly urges all organizations that use Social Security Numbers as the primary identifier in their record keeping systems to use "alternate identifiers" as opposed to a customer's actual social security number. As an option, MasqMe automatically creates a unique alternate identifier called "Assigned SSN" which can be used as an alternate to your social security when identifying yourself with a company that has provided financing, as opposed to using the last four of your social. Note: this is an alternate identifier, not a replacement for your government issued social security number. Learn about MasqMe's Assigned SSN. | |
| Personal Health Record | Medical identity theft occurs when someone uses your personal health information without your knowledge or consent to obtain, or receive payment for, medical treatment, services, or goods. Prevent healthcare identity theft with MasqMe. With a MasqMe account you can manage and secure your own personal health record. Maintaining your own personal health record is one of the best ways to prevent identity theft and have constant access to your health information over the course of your lifetime. The Federal Trade Commission (FTC) recommends that you obtain a copy of your medical record from your physician if you suspect medical identity theft. Take it a step further, own it and manage it. Whether you change physicians or your physician relocates or retires, by keeping your own personal health record you will have vital information at your fingertips. How does it work? When you wish to share your health record with your physician, you simply generate a temporary disguise and give it to your physician† via email, fax or phone. Your physician will simply log into their account so they can download your record, make changes and then upload your record back into your MasqMe account. It's that simple. Most of us grew up thinking that "the doctor knows best." What this meant was that the medical record that was kept in the doctor's office, hospital, dentist, ophthalmologist or optometrist, was the property of the provider. We didn't ask to see what was in it, and no one ever offered to share. In fact, it was pretty clear that we were not allowed to touch, and certainly not look at what was being documented about us. Well, times have certainly changed, thanks to two major events:
What this means for you, as you think about creating your own Personal Health Record (PHR), is that it's now much easier for you to ask for your records. No doctor is surprised any more when a patient asks for copies of test results or a written consultation. It's your right, so what are you waiting for? Prevent identity theft and start building your PHR on your next visit at the doctors and introduce your physician to MasqMe! You can download a blank form to start with, or ask your physician to send your health record to you so you can manage it from your MasqMe account! You'll be surprised how easy it is! |
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| Identity Restoration™ | If you become a victim of identity theft, don't worry. You're in good hands with MasqMe. MasqMe provides you with the help you need to regain control of your life and personal information. We're experts at this. Let us guide you through pulling yourself back together. MasqMe's Identity Restoration™ service puts you back in control. |
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| Black Market Alarm™ | The internet black market is filled with victims of identity theft. Your information could be for sale to other identity thieves right now! MasqMe's Black Market Alarm™ alerts you and provides the added protection you need to prevent further damage to your credit and financial health and allows you to regain control to repair the damages. With MasqMe you're not alone. Let our expertise be there for you. |
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| Fraud Prevention™ | A system designed to protect you, MasqMe and the merchants from fraudulent account creation. | |
| Secure Software Bundle | Recommended software bundle that is proven to protect your home computers. | |
| Digitized Identification | Prevents phishing scams on your online personal MasqMe account and serves as proof of identification when having your credit checked. | |
| MasqMe Mobile™ | (masqme.mobi) System that allows you to manage your identity for credit checks and merchant invites over your mobile phone. | |
| Opt-out from direct mail offers. | MasqMe ensures that each member is automatically configured to opt-out of direct mail offers! | |
| Opt-out of commercial email | MasqMe ensures that each member is automatically set to opt-out of receiving commercial email spam. | |
| Security alerts | MasqMe provides security alert notification to your control panel for easy accessibility, keeping you informed. | |
| Secure Internal Messaging | Our Secure Internal Messaging system allows you to communicate with the our merchant partners securely over 256-bit encryption to guarantee the privacy and security of your communications. | |
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| Invite-a-Merchant System | MasqMe could never invite every single merchant you need in your life, where a credit check is necessary. For that MasqMe provides a utility through your control panel to automatically submit an invitation to a merchant's email account just like you would when you invite a friend to join your social networking account. | |
| MasqMe Support | We provide our members with superb 24/7 customer support. |